Legal
Privacy Policy
Last updated [publication date]
Who we are
Legacy Path is operated by Commonwealth Legacy Group, LLC, of 23 Mercato Drive, Somerset, Kentucky 42503.
This policy covers two groups of people: consumers who submit a form asking to be contacted about life insurance, and licensed insurance agents who subscribe to our platform.
For consumers
If you submitted a form
What we collect
Your name, phone number, email address, the area you live in, your age or date of birth, and the answers you gave on the form about your interest in coverage.
Why we collect it
To connect you with a licensed insurance agent who can talk with you about coverage, and to keep a record that you asked to be contacted.
Your consent record
When you submit a form we keep a record of that submission. It includes the disclosure language that was shown to you, the time you submitted it, and the technical details of the submission. We retain it for five years.
We keep this record so that both we and the agent who contacts you can show that you asked to hear from us. You can request a copy of your own record at any time.
Who receives your information
A licensed insurance agent, so they can contact you about coverage. That agent is an independent professional, not our employee. Once they have your information they are responsible for how they handle it, and they are contractually prohibited from reselling or transferring it to anyone else.
We use service providers to operate the platform — advertising platforms, lead routing and verification services, customer relationship management, messaging and telephony, payment processing, and document services. They may process your information only to provide those services to us.
We do not sell your information to data brokers, advertisers, or list buyers.
How you will be contacted, and how to stop it
By phone, and by text message and email where you agreed to that.
You can stop it at any time. Reply STOP to a text message, use the unsubscribe link in an email, ask the agent directly, or contact us and we will action it across our systems.
Your rights
You may ask us what information we hold about you, request a copy of it, ask us to correct it, or ask us to delete it. We will not treat you differently for exercising any of these rights.
To make a request, contact us using the details below. We will verify your identity before we act on it.
For agents
If you subscribe as an agent
We collect your account and contact details, your licensing information, payment details, and usage data from the platform. Payment card details are handled by our payment processor; we do not store card numbers.
We use this information to provide the service, bill you, and support you. Your account records are retained for the life of your account and for the period afterward required by law.
Security
We use commercially reasonable safeguards to protect information, including access controls and encryption in transit. No system is completely secure, and we cannot guarantee absolute security.
Children
Our services are not directed to anyone under eighteen, and we do not knowingly collect information from them. If you believe we have, contact us and we will delete it.
Changes to this policy
We will post any changes on this page with a revised date. If a change is material we will notify you.
Contact us
Commonwealth Legacy Group, LLC
23 Mercato Drive, Somerset, Kentucky 42503
colewhitaker@commonwealthlegacygroup.com
